PayPal also recommends that you enable two-factor authentication ( 2FA) for your account which can help prevent a hacker from accessing it even if they do get their hands on your credentials. If this happens, these funds can be used to reclaim your identity, get new documents and cover any other costs related to identity theft. However, if you want even more protection, you may want to sign up for one of the best identity theft protection services as they monitor your identity while also providing insurance money in case your identity is stolen. However, many of them also offer free password generators online.Īs hackers can do quite a lot with your name, birth date, address and Social Security number, PayPal is providing two years of free identity monitoring from Equifax. This can also be done with one of the best password managers as they can generate strong passwords for you. As such, the next time you log in, you should create a strong, complex and unique password for your account. If you received a message from PayPal saying your account was breached by hackers, the company has already reset your password. What to do next if your PayPal account was breached If a site or service is breached and a hacker obtains your password, they then try and use it to log in to your other accounts. This is why password reuse - where a person uses the same password across multiple accounts - is so dangerous. These bots try the credentials at multiple online services with the hope that customers haven’t recently changed their passwords. Credential stuffing attacks often rely on automation to crack a user’s account by using bots with lists of usernames and passwords acquired in previous data breaches.
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